Professional Liability in NEMT: Patient Handling, Negligence & Errors Explained
Introduction: The Liability Risk That Doesn’t Start With an Accident When most NEMT operators think about insurance risk, they immediately think about vehicle accidents. A collision on the highway. A backing accident in a parking lot. A distracted driver causing property damage. These are certainly important exposures, which is why commercial auto insurance receives […]
Why General Liability Is Not Enough for NEMT Operators (Hidden Coverage Gaps Explained)
Introduction: The Insurance Mistake Most NEMT Operators Don’t Realize They’re Making Many NEMT operators assume they are properly protected because they carry general liability insurance. On the surface, it feels like the right foundation. It’s standard. It’s widely required. It covers third-party bodily injury and property damage. But in the NEMT industry, “standard coverage” does […]